Ask the Expert

A little early planning and soil work can make a big difference once planting begins.

Find out why your choice of collision center matters, what to look for in one and why certifications matter in this edition of the Valley Experts with Joe Williams.

Financial planning, when guided by mission and values, helps churches, nonprofits, and individuals in the Shenandoah Valley use their resources with clarity, sustainability, and purpose—supporting both long-term impact and meaningful generosity.

As a new year begins, it’s a natural time to pause and reflect on your finances. At Everence Financial, we believe healthy money habits aren’t about drastic changes, but about simple, steady steps that build clarity, confidence and purpose over time. By aligning your financial decisions with what matters most, you can create momentum that supports your goals, your values and the life you’re called to live.

Everence Financial offers both Financial Consultants and Financial Planners — professionals with distinct roles who share one mission: helping you build a stronger financial future.

Joe Williams from Harrisonburg Collision Center reminds us that snow and ice change everything about how your vehicle behaves.

Cold weather can disrupt routines, reduce mobility, and dampen motivation—factors that can leave older adults more isolated and at greater risk for falls and declining health. But with a practical plan and strong support system, winter can remain a season of activity, connection, and even joy.

It’s that time of year again… the leaves have turned, the air is crisp, and the deer are everywhere.

As winter approaches, safeguarding your home starts at the top—literally.

Expert insights from Everence Financial, helping individuals and families across the Valley plan with purpose.